Mfanisi SMEs
Affordable health insurance solution designed for SMEs that care about employee welfare.
Why Choose Mfanisi SMEs
● Affordable and scalable for growing businesses
● Protects employees and their families
● Reduces productivity loss due to illness
● Strengthens staff loyalty and retention
● Demonstrates commitment to employee well-being
● Affordable and scalable for growing businesses
● Wide and trusted hospital network
● Designed specifically for Kenyan SMEs
Eligibility
Entry age: 18–80 years, suitable for both young & old
One legal spouse covered to ensure broader protection
Children: 1 day – 18 yrs & up to 24 yrs if a full-time student
Medical reports required for 65yrs+ members
Minimum group size: 5 Principal Members
Inpatient Cover
Inpatient is the primary and main benefit under Mfanisi.
It includes cover for:
● Chronic conditions
● Congenital conditions
● Pre-maturity expenses
● Maternity (included within inpatient)
● COVID-19 treatment
● Political Violence & Terrorism (Passive) cover
● First-ever Emergency Caesarean Section
(Maternity benefit is doubled in this case.)
● Critical Illness Enhancement
(An additional inpatient benefit is payable upon first-time diagnosis of:)
Cancer, Heart disease, Kidney failure, Stroke, Paralysis
Outpatient Cover
Enhance your plan with
outpatient benefits including:
● Consultations & diagnostics
● Prescribed medication
● Dental & Optical benefit
● Routine Antenatal & Postnatal Care
● General Counseling Services
● Free Unlimited teleconsultations
● Family Planning Services
(Excludes tubal ligation and vasectomy)
Waiting Periods
Note: Waiting periods are waived if transferring from an existing scheme or for groups of 15+ principal members. Otherwise, the following apply:
● General illnesses: 30 days
● Chronic & pre-existing conditions: 180 days (on admission)
● Maternity: 9 months
● Accidents: 0 days (covered immediately)
Value-Added Services
● Unlimited medical teleconsultation powered by SasaDoctor
(Includes access to clinical psychologists and nutritionists)
● 24/7 Customer Contact Center
Support is available whenever assistance is needed
Invest in Your Health.
Protect Your Income.
Mfanisi Go ensures that emergencies don’t derail your life or your livelihood. Stay safe, stay healthy, and secure your family’s future